Rental DSCR Loans

Your Easy Path To More Doors

Smarter Loans for Cash-Flow Investors

  • 30-Year fixed loans, PITI, IO, & ARM options available

  • Floor rates starting at 5.834%

  • 1.0 DSCR threshold! 

  • 5 yr, 3yr, & 1yr prepayment penalty options

  • No W2, income verification, or DTI required for qualification. 

  • No TAX returns needed!

  • Ideal for self-employed & freelance individuals

  • Rental Purchase to 80% LTV

  • NO SEASONING for refinances

  • Refinance Rate & Term up to 80% LTV

  • Cash Out Refinance 75 - 80% LTV

  • Loans from $75K to $3 Million (minimum property value 100k)

  • Dedicated Processor - Close in Weeks instead of Months!

  • Suitable for real estate investment partnerships or teams.

  • We support niche strategies like Short Term Rentals or the “BRRRR Method.”

  • Borrowing possible under individual, partnership or LLC.

  • 660+ FICO Requirement

Easy Application

Right Here, Right Now!